Palm Life Insurance
"Protection in the Palm of Your Hand"
At Palm Life Insurance, we believe in protecting what matters most — with coverage that fits your life, your goals, and your budget.
Here’s a quick guide to the most common types of life insurance we offer:
Term Life Insurance
Affordable protection for a set period of time.
Term life provides coverage for a specific number of years (e.g., 10, 20, or 30). It’s ideal for covering needs like income replacement, debt, or college costs — usually at the lowest cost. If you pass away during the term, your beneficiaries receive the payout.
Whole Life Insurance
Lifelong protection with guaranteed cash value.
Whole life offers permanent coverage — it never expires as long as premiums are paid. It also builds cash value over time, which you can borrow against if needed. Premiums stay the same for life.
Final Expense Insurance
Simple coverage to ease the burden on your loved ones.
Final expense insurance is designed to cover funeral costs, medical bills, and other end-of-life expenses. It typically offers smaller, fixed benefits and easier qualification, making it a straightforward choice for seniors or anyone wanting peace of mind.
Index Universal Life (IUL)
Flexible coverage with growth potential tied to the market.
IUL is a type of permanent life insurance that offers adjustable premiums and death benefits. It also builds cash value based on stock market indexes (like the S&P 500), with protection against market losses.
Mortgage Protection Insurance
Keep your home in the family — no matter what.
Mortgage protection is a form of term life insurance designed to pay off your mortgage if you pass away. It ensures your family can stay in their home without worrying about loan payments.
Debt Elimination Program
A smarter way to pay off debt — faster and more efficiently.
Our debt elimination program is not debt settlement, consolidation, or bankruptcy. It’s a smarter, more efficient strategy that helps you pay off your existing debts faster—often without increasing your monthly payments. It works by reducing interest, optimizing your pay-down structure, and accelerating your path to financial freedom.
Veterans' Insurance
Tailored coverage for veterans — reliable protection for you and family.
Veterans' insurance provides affordable, flexible coverage specifically designed for former service members. It offers benefits like final expense protection, income replacement, and easier approval for those with service-related health conditions, giving veterans and their families reliable financial security.
Living Insurance
Life insurance with living benefits — access funds during serious illness.
Living insurance allows you to access a portion of your life insurance benefits while you’re still alive if you face a critical, chronic, or terminal illness. These living benefits can help pay medical expenses, replace income, or support your family during difficult times, giving you protection when you need it most.
Second Chance Insurance
Coverage for those previously denied — protection when others said no.
Second chance insurance is built for individuals who have been previously denied coverage. With simplified or guaranteed approval, it offers access to life insurance despite past health issues or high-risk situations, ensuring everyone has an opportunity to secure financial protection.
Real stories. Real coverage. Real peace of mind.
“Made everything simple and stress-free.”
I had been putting off getting life insurance because I thought it would be complicated, but working with Mark made it easy. He explained everything clearly and helped me find a plan that fit my budget. I feel a huge sense of relief knowing my family is protected.
— James R., U.S. Army Veteran
“Truly cares about his clients.”
Mark didn’t try to sell me something I didn’t need. He took the time to understand my situation and walked me through different options. It felt more like talking to a friend than a salesman. Highly recommend!
— Linda M., Retired Teacher
“Fast, honest, and professional.”
I filled out a form online and got a call within minutes. Mark answered all my questions, found coverage that started right away, and even followed up afterward to make sure everything was good. Great experience from start to finish.
— Carlos D., Business Owner
